About

Money tools for the tipped workforce

Around six million Americans work for tips — and the money rules that govern their pay are genuinely confusing. Tip credits, tip pools, reporting requirements, and now a federal tip deduction that phases in and out. Big payroll companies build tools for employers. We build them for the people carrying the tray.

Every TipToolbox calculator is free, runs entirely in your browser, and stores nothing. We cite our sources — IRS publications and Department of Labor rules — on every tool, and we show our math so you can check it.

What we are not

We're not tax advisors or lawyers, and our tools give estimates, not advice. For decisions that matter, take our numbers to a professional as a starting point.

TipToolbox is built by Cowexa, the maker of TipHive (tip splitting for teams) and TipShield (tip income tracking). Questions? Get in touch.